What is a Credit Card Scanner App?
If you’re looking to accept credit card transactions it’s a great option to get an enterprise credit card scanner software. Through a credit card scanner program your customers can purchase your goods and services from virtually any place.
The credit card scanner program will also permit your customers to make pay-by-phone, as they don’t need to give you their credit cards in order to pay you. This is especially important in this day and age in which COVID-19 is an issue. Not to mention it could speed up the payment process, allowing you to provide more services to customers in a lesser amount of time. Ovik Mkrtchyan
The Top Credit Card Apps for Your Small Business
There are numerous credit card applications for entrepreneurs. Because each has its respective advantages and disadvantages it is essential to weigh all options. So you can make an informed choice for your particular business and customer base.
Here’s a list of the top ten credit card scanners for businesses applications that you should have at the top of your list.
1. Square
The Square is the square-shaped card reader plug-in. In 2009, it was founded as a co-creator of Twitter and Twitter, the Square reader works for Apple as well as Android phones. It costs 2.6 percent plus $0.10 per swipe or tapped or dipped and 2.9 percent plus $0.30 for online transactions. Ovik Mkrtchyan
2. Swipe Simple
Based on Payment Depot, Swipe Simple is an online credit card reader that has no absence of options. The services offered by the company include email and SMS receipts and an item catalog. It also includes inventory tracking and invoicing. The base plan costs $10 per month, plus 2.6 percent and $0.10 for each swiped or tapped transaction.
3. Stripe
Stripe lets you personalize the credit card scanner to fit your specific needs for your business. Additionally, it offers 24/7 customer support and detection of fraud. For costs, the fees for Stripe are 2.9 percent plus $0.30 for each credit card transaction. It also charges 2.7 percent plus $0.30 for in-person transactions with credit cards.
4. PayPal Here
PayPal Here’s Paypal’s card reader program for online and retail shoppers as well as merchants. For it to work you’ll need a PayPal account for business and a business profile. It lets you customize receipts, and is charged the 2.7 percent fee for each U.S. card swipe.
5. Shopify Lite
The app was developed by the giant of eCommerce, Shopify, Shopify Lite is free of setup or application charges and is compatible with PayPal payments. The app allows users to issue invoices and accept payments directly from customers. The cost is $9 per month and 2.7 percent per in-person transaction, and 2.9 percent plus $0.30 for transactions made online.
6. Helcim
The Canadian-based Helium Helium is a Canadian company that offers Helcium Commerce, a robust merchant platform for merchants. It comes with the customer Relationship Management (CRM) tool that allows electronic invoicing online, regular payment as well as an online terminal that lets users input credit card transactions using your computer. Helcium is 20 dollars per month and includes processing fees starting at 1.92 percent plus $0.08 for every transaction.
7. Clover
Clover offers some advanced features, such as the management of inventory and reports. It also offers you the possibility of storing the card details of customers as well as other details when you sell. The basic plan costs $9.95 per month. It includes 2.7 percent plus $0.10 for transactions that are in person, and 3.5 percent + $0.10 on keyed-in transactions.
8. Fattmerchant
The company was established in 2014 by a Florida technology company, Fat Merchant is a great choice for businesses that take large-volume cards. The company’s transactions are completed the following day unless you opt to pay an additional fee for same-day financing. Two pricing plans from Fattmerchant are monthly payments of $99 for companies that process less than one million annually and $199 for businesses that process more than $1 million annually.
9. Payanywhere
As part of Wells Fargo, Payanywhere offers a variety of features, including digital receipts, inventory libraries barcode scanners, as well as refund processing. Through its central hub for merchants, Pay anywhere Inside, you can produce sales reports, study trends, and resolve disputes. Payanywhere charges a 2.69 percent fee for swipes and chip dips and contactless transactions.
10. QuickBooks GoPayment
QuickBooks GoPayment is an application for scanning credit cards that integrates with QuickBooks Online, a popular software for managing finances. It makes it simple for users to modify and apply discounts make the payment of checks and ACH and also send receipts via email or SMS. It’s 2.4 percent plus $0.25 per magstripe, chip, and contactless payment.
Conclusion: Increase the size of your business with the business credit scanner app
A business credit scanner application allows you to keep current with the latest trends in the market to improve your efficiency and expand your company. Before you choose the best smartphone card reader or application it is a good idea to test various apps. This way, you will be able to choose a solution that can benefit your company in the long run.
